Choosing where to retire is a significant decision that can impact your quality of life. While some small cities offer tranquility and affordability, others come with challenges that may not be ideal for retirees. From high crime rates to limited healthcare access, here are the six small cities you might want to avoid when planning your retirement.
High Crime Rates: Pine Bluff, Arkansas

Pine Bluff, Arkansas, is a small city with a big problem—crime. The city has one of the highest crime rates in the country, making it a risky choice for retirees seeking safety and peace of mind. According to recent statistics, both violent and property crimes are significantly above the national average. For someone looking to enjoy their golden years, safety should be a top priority, and unfortunately, Pine Bluff falls short in this area.
If you’re looking for a safer alternative, consider researching other small cities that boast lower crime rates and a more welcoming atmosphere for retirees. You can find more information about safer retirement locations here.
Poor Healthcare Access: Hobbs, New Mexico

Hobbs, New Mexico, may offer charming scenery, but it lacks the healthcare infrastructure necessary for retirees. The city suffers from a shortage of medical professionals and facilities, which can be a significant drawback for those needing regular medical attention. Retirees often require easy access to healthcare services, and Hobbs does not meet this essential need.
Before making a move, it’s crucial to evaluate the healthcare options available in your potential retirement city. For a comprehensive look at how healthcare access impacts retirement, consider reading this study on healthcare access.
Limited Recreational Activities: Danville, Virginia

Danville, Virginia, might not be the best choice for retirees who enjoy an active lifestyle. The city offers limited recreational activities, which can lead to a lack of engagement and boredom for retirees looking to fill their days with enriching experiences. While it does have some parks and community centers, it falls short compared to other cities that provide a broader range of activities.
For those eager to stay active and entertained, it’s worth exploring cities that offer more in terms of leisure and recreation. To compare options, check out this detailed guide on retirement-friendly cities.
Unaffordable Cost of Living: Santa Fe, New Mexico

The enchanting landscapes of Santa Fe, New Mexico, come with a price tag that might not suit retirees on a budget. The cost of living in this small city is considerably higher than the national average, particularly in terms of housing and daily expenses. For retirees relying on a fixed income, Santa Fe can present financial challenges that overshadow its cultural appeal.
To find more affordable options, consider reviewing this list of budget-friendly retirement locations.
Harsh Weather Conditions: Fargo, North Dakota

Fargo, North Dakota, experiences weather extremes that can be challenging for retirees. The city is known for its harsh winters with heavy snowfall and freezing temperatures, which can be difficult to navigate and may increase health risks. Additionally, the short and unpredictable summers might not provide the warmth and sunshine many retirees desire.
When considering retirement locations, it’s essential to factor in the climate and how it aligns with your lifestyle preferences. If you’re looking for milder weather, this resource on weather-friendly cities can be a helpful starting point.
Lack of Senior Services: Lake Havasu City, Arizona

While Lake Havasu City, Arizona, offers beautiful lakeside views, it lacks comprehensive senior services that many retirees find essential. The city does not provide a robust network of senior centers, transportation services, or community support programs, which can be vital for maintaining an active and connected lifestyle during retirement.
Retirees should consider cities that offer more support and services tailored to their needs. Exploring cities with robust senior services can significantly enhance your quality of life during retirement.

Alexander Clark is a financial writer with a knack for breaking down complex market trends and economic shifts. As a contributor to The Daily Overview, he offers readers clear, insightful analysis on everything from market movements to personal finance strategies. With a keen eye for detail and a passion for keeping up with the fast-paced world of finance, Alexander strives to make financial news accessible and engaging for everyone.