Category: Loans

After nearly six years of extraordinary relief, federal student loan collections are snapping back into place, and with them comes one of the harshest tools in the government’s kit: taking money directly out of paychecks. Beginning in January 2026, borrowers who slid into default during or after the pandemic protections face the renewed threat of…

President Donald Trump has signed a sweeping overhaul of federal student loans that tightens borrowing, reshapes repayment, and restarts some of the harshest collection tools on people already in trouble. Yet even as the policy screws turn, a little‑noticed shift in how courts treat education debt in bankruptcy is quietly giving a subset of borrowers…

Hundreds of thousands of federal student loan borrowers thought a new income driven plan would finally make their payments manageable, only to be told they do not qualify. Instead of lower bills and a clear path to forgiveness, they are being pushed into more expensive options or left in limbo while legal and political fights…

Millions of federal student loan borrowers are about to discover that the safety nets they counted on are being rewired in ways that could sharply limit who ever sees their balances erased. The Trump administration is not only moving to end a major forgiveness plan, it is also tightening access to income driven repayment and…

Public service workers who have spent years counting on federal loan forgiveness are heading into the new year with a critical escape hatch at risk. A sweeping policy shift from President Donald Trump’s administration could sharply narrow who qualifies for relief, leaving some borrowers just months to protect their progress. The stakes are especially high…

Millions of Americans who fell behind on federal student loans during the pandemic-era pause are about to feel the consequences in their paychecks. The Trump administration is preparing to restart aggressive collection efforts in early 2026, including seizing a slice of wages from borrowers in default. For workers already stretched by rent, groceries, and child…

Wage seizures on defaulted federal student loans are about to move from abstract policy debate to concrete line items on pay stubs. The Trump administration is preparing to restart garnishments in early January, ending a long pandemic-era pause and putting millions of borrowers back in the crosshairs of aggressive collection tools. I want to walk…

The next wave of student borrowing is already taking shape, and Wall Street expects it to be bigger, not smaller. Analysts at major banks are signaling that the surge in US college debt will keep building into 2026, even as Washington rewrites the rules on how much students can borrow and how quickly they must…

Home upgrades can add comfort, value, and energy savings, but the wrong loan can turn a dream project into a long, expensive headache. The best home improvement financing balances interest cost, flexibility, and risk so you can remodel with confidence instead of second‑guessing every payment. I focus here on the loan types and specific lenders…

JPMorgan and GoldenTree are backing one of Brooklyn’s most ambitious waterfront projects with a construction loan package that signals how much capital is still willing to chase large-scale New York housing. The $525 million financing for a major Williamsburg build gives developers fresh momentum at a time when higher rates and construction costs have stalled…