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July 23, 2026
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Category: Personal Finance

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  • Personal Finance

How to gift money to a 529 plan

Cole Whitaker8 months ago6 months ago018 mins

College costs are rising faster than most family budgets, which is why turning a cash gift into a dedicated education fund can matter more than another toy or gadget. When I help readers think through how to gift money to a 529 plan, I focus on two goals at once: making the process simple for…

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  • Personal Finance

How to grow your income from any starting point

Cole Whitaker8 months ago6 months ago020 mins

Growing what you earn is less about a single lucky break and more about stacking deliberate moves that work at any income level. From negotiating a better paycheck to building small but durable side streams, the mechanics of earning more are surprisingly consistent whether you are starting at £30,000 or already into six figures. I…

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Image by Freepik
  • Personal Finance

14 generous habits that secretly delay your goals

Cole Whitaker8 months ago6 months ago020 mins

Generosity can quietly morph from a strength into a saboteur when it keeps you stuck, exhausted, and miles from your own milestones. I see the same pattern repeat: kind, capable people give so much that their goals move further away instead of closer. These 14 generous habits show how good intentions can secretly delay progress,…

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Image Credit: Attorney Sluice /Unsplash.
  • Personal Finance

8 U.S. spots people say they would flee if society collapsed

Cole Whitaker8 months ago6 months ago014 mins

When people imagine a full societal collapse, their minds often jump to remote corners of the United States where they believe they could ride out the chaos. That survivalist fantasy is increasingly shaped by real-world political anxiety, including warnings that nearly a million New Yorkers are ready to uproot themselves if local power shifts in…

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  • Personal Finance

Over 60 and job hunting? 18 companies want your resume

Cole Whitaker8 months ago6 months ago033 mins

If you are over 60 and job hunting, you deserve employers that respect experience, pay fairly, and structure work so you can thrive instead of burn out. I will walk through 18 types of companies and hiring approaches that, based on reporting about older workers’ experiences in Colorado and beyond, tend to be more welcoming…

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Curtis Adams/Pexels
  • Personal Finance

10 items that pay for themselves within 1 year

Cole Whitaker8 months ago6 months ago025 mins

Some purchases quietly start paying you back almost as soon as you bring them home, cutting utility bills, transportation costs, and everyday waste. By focusing on items that measurably reduce recurring expenses, it is realistic to assemble a short list of upgrades that can pay for themselves within about a year while also shrinking your…

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Image Credit: Oracle PR from Redwood Shores, Calif., USA - CC BY 2.0/Wiki Commons
  • Personal Finance

Michael Dell to fund 25M ‘Trump accounts’ with a $6.25B gift

Cole Whitaker8 months ago6 months ago019 mins

Michael and Susan Dell are making one of the largest private bets yet on President Trump’s signature children’s savings initiative, committing a $6.25 billion gift that is designed to seed tens of millions of new investment accounts. Their plan is to help fund 25 million so‑called “Trump Accounts,” turning a partisan policy fight into a…

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Image by Freepik
  • Personal Finance

12 everyday essentials people swear by for living on a budget

Cole Whitaker8 months ago6 months ago021 mins

Living on a budget does not have to mean going without the things that make everyday life easier, more comfortable or more sustainable. Experts who were asked to pick 16 affordable essentials under £20 highlighted how a handful of small, smart purchases can quietly save money month after month. Drawing on those choices, I have…

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Image Credit: Sikander - CC BY-SA 4.0/Wiki Commons
  • Personal Finance

14 new products coming to Costco in Dec 2025, plus gift ideas

Cole Whitaker8 months ago6 months ago029 mins

Costco is leaning hard into the holidays for December 2025, filling warehouses with new groceries, décor, and giftable finds that line up with its latest seasonal playbook. From full meal kits and sparkling drinks to tech, toys, and coupon-book steals, the December 2025 edition of what is new at the warehouse is built around easy…

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Image Credit: Daniel Benavides from Austin, TX - CC BY 2.0/Wiki Commons
  • Personal Finance

Magic Johnson says helping others is the key to building wealth

Cole Whitaker8 months ago6 months ago016 mins

Wealth, in Earvin “Magic” Johnson’s playbook, is not just a personal scoreboard but a community outcome. His core message is blunt: if you want your net worth to grow and stay durable, build something that lifts other people with you. That philosophy has guided his shift from “Showtime” legend to boardroom force, and it now…

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