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July 23, 2026
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Category: Personal Finance

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  • Personal Finance

12 expenses you’ll never regret cutting

Cole Whitaker8 months ago6 months ago018 mins

Cutting the right expenses is one of the few money moves you are almost guaranteed not to regret. The items below are drawn from detailed reporting on retirement pitfalls and useless budget drains, and each one shows how trimming a specific cost can free up cash for goals that actually matter. I focus on practical…

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Image Credit: Donald Trung Quoc Don (Chữ Hán: 徵國單) - Wikimedia Commons - © CC BY-SA 4.0 International.(Want to use this image?)Original publication 📤: --Donald Trung 『徵國單』 (No Fake News 💬) (WikiProject Numismatics 💴) (Articles 📚) 09:29, 20 May 2021 (UTC) - CC BY-SA 4.0/Wiki Commons
  • Personal Finance

Over 1/3 of Black Friday “deals” aren’t real discounts, study finds

Cole Whitaker8 months ago6 months ago016 mins

Black Friday has long been sold as the moment when retailers slash prices to the bone, but new research shows that a large share of those eye-catching tags are more illusion than windfall. A detailed study of seasonal pricing found that more than one third of supposed Black Friday bargains were not genuine reductions at…

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  • Personal Finance

15 routine purchases that can damage your credit

Cole Whitaker8 months ago6 months ago022 mins

Routine spending can quietly wreck a credit score when everyday swipes pile up into balances you cannot clear. A core insight from reporting on when to favor debit is that using credit for ordinary purchases can push utilization higher and increase the risk of missed payments. I use that lens here to show how 15…

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  • Personal Finance

17 outdated money tips to drop now

Cole Whitaker8 months ago6 months ago024 mins

Parents meant well when they drilled old-school money rules into us, but a lot of that guidance simply does not fit 2025’s reality. High prices, new tools and shifting careers mean some classic tips can quietly sabotage your finances. I will walk through 17 pieces of outdated advice that modern reporting now flags as the…

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  • Personal Finance

How to fix a relationship when finances fall out of sync

Cole Whitaker8 months ago6 months ago016 mins

Money problems rarely stay in the spreadsheet. When partners fall out of sync on spending, saving, or debt, the tension quickly bleeds into trust, intimacy, and day‑to‑day stability. Repairing that damage means treating finances as a shared relationship issue, not a solo math problem, and rebuilding both the numbers and the emotional safety around them….

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  • Personal Finance

15 rich-person habits you can borrow today

Cole Whitaker8 months ago6 months ago017 mins

Rich people are not just lucky, they tend to run their money lives on repeatable systems. By borrowing a few of those systems, you can upgrade your own finances without suddenly earning more. I will walk through 15 specific habits, each grounded in recent reporting on how wealthy people actually behave, and show how you…

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  • Personal Finance

10 everyday items now worth serious cash

Cole Whitaker8 months ago6 months ago015 mins

Plenty of everyday objects that once felt disposable are now worth serious cash, from dusty gadgets to cereal boxes and forgotten fashion. I will walk through 10 categories of items that recent reporting identifies as surprisingly valuable, and explain why collectors are paying up. Together they show how nostalgia, scarcity and shifting tastes can quietly…

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  • Personal Finance

17 money skills schools forgot to teach

Cole Whitaker8 months ago6 months ago017 mins

Most of us left school knowing how to solve quadratic equations but not how to read a paycheck. The gap between classroom theory and real-world money decisions is now widely documented, and I see the same pattern repeatedly: crucial financial skills are treated as optional extras instead of core survival tools. 1) Budgeting Basics Budgeting…

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  • Personal Finance

10 surprising things you can buy at Costco

Cole Whitaker8 months ago6 months ago015 mins

Costco’s aisles are famous for bulk paper towels and rotisserie chickens, but the warehouse chain quietly stocks far more surprising finds. From investment-grade gold bars to full-size hot tubs, the retailer has turned its bulk model into a way to sell everything from funeral essentials to designer fashion. I look at ten of the most…

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  • Personal Finance

7 money moves that should help credit scores but don’t

Cole Whitaker8 months ago6 months ago012 mins

Plenty of popular “money moves” sound like they should send your credit score higher, yet barely move the needle or even push it down. I want to walk through seven of the most common missteps and explain why they fail, using recent reporting on what actually drives scores so you can focus on strategies that…

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